100% in Two Years with Minimal Risk
How We Beat the S&P 500 by 100% with Low-Risk Investments
Four years ago, we embarked on this journey. Since then, we’ve witnessed Asymmetric Finance grow from just a handful of subscribers to several thousand. This makes me believe we must be doing something right.
Undoubtedly, one of the most rewarding aspects of this work is leaving the world a better place. Some call it purpose; others simply call it helping people. Personally, I believe my mission is just that: to teach people how the monetary system works. To show how we’re being slowly robbed and to empower everyone to beat the "money-printing machine"—because, ultimately, that’s what we all need to do.
Many people tell me, “I’m fine just beating CPI, and I can do that with an index fund.” Sure, you can beat CPI with an index fund, but what most don’t realize is that CPI is the most manipulated metric in history. It’s a figure that includes only the products that suit certain interests (I’ll elaborate on this another day) while excluding those deemed inconvenient—for instance, housing.
Of course, if you remove housing from CPI, the resulting number will be lower. But what you’re not doing is preserving your purchasing power.
Over time, this is exactly what will happen with pensions. What does it matter if pensions rise by 2% annually when the cost of living jumps by 10%?
My point here is that my goal is to help people. One of the ways I do this—and I believe it adds tremendous value—is by sharing our portfolio.
Our portfolio is entirely asymmetric. The majority of it is invested in low-risk assets like cash.
Why do I take this approach?
Because investing is 80% psychology and 20% asset allocation. Through my newsletter, I can only control the 20%. What I aim to do regarding the other 80% is minimize volatility as much as possible. This prevents you from panicking and making poor decisions.
Plenty of others will recommend going 100% into Bitcoin, but I believe that’s not the right move for 95% of people.
As I’ve shared in many newsletters, most people simply need to buy real assets and hold. That’s the key—never sell.
For those looking to make significant returns with minimal risk, the asymmetric portfolio is the way to go.
Since we started, we’ve consistently and significantly outperformed the S&P 500. How much, you ask?
Nearly 100% over the past two years, translating to over 30% annually.
The best part? As I mentioned, a large portion of the portfolio is in very low-risk assets.
This perfectly encapsulates my purpose: helping you become a little better each day.
Governments are printing money at an annual rate of 10%. This has caused GDP growth from productivity to plummet significantly.
In this game, those who benefit the most are the holders of hard assets—assets that will last as long as possible and have a limited supply.
The good news is that once you understand the rules of the game, it’s surprisingly easy to beat the system. And you know what’s even better? The more people who understand the game, the more will abandon their dollars, euros, or pounds, which will only make early asset holders even wealthier.
Now, as I do every Sunday, I share with you our portfolio in detail: