11 Things To Do If You Want To Be Millionaire By 30
The Asymmetric Finance Playbook for Real Wealth
“Bitcoin is taking over luxury real estate.” — Billionaire Grant Cardone just sold his Miami mansion for 400 BTC
Becoming a millionaire by 30 is not a fantasy. It’s about how you design your system, how you think about money, and how you put your capital to work. Grant Cardone shared a list of 11 things to do to get there. I’ve been reflecting on each of them through the lens of an asymmetric strategy. Because the goal is not only to hit a number, it’s to build a resilient, cashflow-first portfolio that buys freedom.
Let’s break down each point.
1. Focus on earning
Most people get stuck trying to cut expenses. They think financial freedom means drinking fewer coffees or canceling Netflix. That mindset will never get you far. The real game is on the earning side. The more flow you can generate, the more optionality you create. I’ve written before about specific ways to expand earning power before. The first step is always the same: build bigger inflows, not just smaller outflows.
2. Create multiple sources of income
A single paycheck makes you fragile. One boss, one client, one income stream and if that fails, you collapse. That’s why in Asymmetric Finance we always talk about building uncorrelated sources of flow. Real estate rents. Bitcoin as your untouchable core. Gold as a hedge. A dividend equity position that quietly compounds. And on top of that, a side business or project that gives you leverage on your skills. Decoid was exactly that for Sobtree a living proof that you can layer multiple engines of income. Each one does its job. Together, they build antifragility.
3. Save to invest, not for the sake of saving
Saving money in fiat just for the sake of feeling safe is a trap. Inflation eats it, banks control it, and you lose optionality. The right mindset is to pay yourself first allocate your flow into assets before you spend. Core assets you never sell. (We recommended buy Bitcoin when it was $16k).
Flow assets that generate income. Optionality assets that give you liquidity to strike when markets break. Saving is only the bridge toward allocation. What matters is putting capital into work.