A New Era for Your Money

From Boom to Bust: Is Your Money Safe in the New Financial Landscape

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Let’s take a look at the last 15 years in the financial world.

Back in the distant 2008, the Federal Reserve took a bold step by lowering its interest rates to the floor, all to prevent the economy from collapsing after the global financial crisis.

But, surprisingly, inflation showed no signs of life, staying at a boring 2% or less. The Federal Reserve felt so comfortable with it that it kept its friendly policies (low-interest rates and quantitative easing) for nearly a whole era, about 13 long years.

As a result, we embarked on the longest economic recovery ever seen, over a decade! It was a time of wine and roses for companies that wanted to make money and secure financing. Even those running in the red! They went public, got loans, and avoided financial disaster with ease.

Interest rates in the years 2009–2021 were a dream come true for asset holders (those low rates made future money flows like gold) and for those borrowing money. This created an environment where tho…