This 2022 can be a turning point in your life. Generally, people set goals for the beginning of each year, and after a few months, in the best of cases, they stop their activity from setting goals again at the end of the following year.

One of the most popular commitments in the world of finance is: save 10% of your salary, invest it in a passive fund every month, wait for 40 years, and at the end of 40 years, you will have +$1M in the bank. Perfect plan, isn’t it?

Who can wait for 40 years? If you are 20, it would be at 60. If you are 30 at 70 and 50, indeed your grandchildren will inherit it.

These gurus that sell this plan usually show their luxury cars or their houses on the beach. Let me tell you that houses and cars came before being wealthy, and if they are rich, it is by selling courses and not by investing in a passive pension plan.

Now I will tell you how those who have been able to retire wealthy and young (and it has not been with passive …