I Finally Found the Real Recipe to Get Rich

The Untold Secret

A long time ago, I wrote an article just for paid subscribers, and today I’d like to do that again. You already know we do this from time to time, but this one I want to share only with you. I once talked about a trick that I found very interesting, the idea of buying in layers. I first saw it in Mark Moss, but over time I’ve realized it makes far more sense than it seems at first glance. It’s actually a way to avoid total ruin. Today I want to go deeper into that idea.

I’ve been reflecting a lot on this, because I often tell you to buy hard assets and forget about them. And the more I think about it, the more sense it makes. If you buy only hard assets: Bitcoin, gold, real stores of value and hold them all in one account without structure, a single drop in price can wipe you out. Most people use leverage without truly understanding Loan to Value. And when the market corrects, they lose everything.

But imagine another approach. Imagine you buy €100,000 in Bitcoin, borrow 30% against it (so €30,000), and put those €30,000 to work in equities. Then, you take half of that amount, €15,000, and place it into a private investment, say private equity or an executive project you trust. What you’ve done is create €45,000 of additional exposure without putting in more of your own money. And, more importantly, you’ve fragmented your risk.

Because if Bitcoin collapses, the most you lose is your collateral. But you still have those €45,000 diversified across two layers of assets with different dynamics. If everything rises, though, you’ve built an antifragile structure. You’ve built something that grows through chaos. And what’s most interesting is that the financial cost, even if it seems high today, let’s say 5% annual interest on that loan, is insignificant compared to the optionality it gives you. If you manage to finance at 3% or less, which is possible with some planning, your system becomes almost unbreakable.

What’s fascinating is that this kind of structure avoids the toxic leverage loop.

The typical investor mistake is borrowing against Bitcoin to buy more Bitcoin. It sounds logical, but it’s a trap. You amplify exposure without creating flow, without layers, without buffers. In the layered model, every loan becomes a source of optionality, not a chain. It doesn’t enslave you, it frees you.