The Best Crypto Card I've Ever Tried

How I Get a 50% Discount on Everything I Buy (Legally)

“Whoever has the gold makes the rules.”

I heard that not long ago from a powerful banker. One who moves a serious chunk of my country’s GDP.

And while it sounds nice on a global scale, I think it’s simpler than that:

whoever has the money makes the rules.

In the 20th century, that was the banks.

They wrapped it all up in fancy words: fractional reserve, repayment capacity, you name it.

But if you really look at it, it’s much simpler:

If you have a banking license, you get permission to take people’s money, lend it to others, and even create money out of thin air.

You get to decide which projects get funded.

And we both know success often has more to do with luck and timing than with decks and plans.

Let me give you an example. I spent years working with the biggest fuel company in my country.

They were a client of mine.

One day, Boston Consulting Group came in to build a business case on how to grow the loyalty program.

After dozens of slides and Excel models… guess what worked?

Giving away a Micke…