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Asymmetric Finance

Why More Money Makes You Less Happy (And What to Do Instead)

Forget Diversification

Dec 10, 2025
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Why More Money Makes You Less Happy (And What to Do Instead)

Maybe what I’m going to say today is a little easier to understand. But maybe it’s not so easy for 99% of people in the world.

Most people are still caught in the same loop. Believing that more money, more consumption, and more things will finally give them peace. Yet the more they buy, the more they need. And the more they need, the less happy they become.

We live in an age of abundance. The average person in developed countries enjoys comforts kings couldn’t dream of two hundred years ago. Hot water. Instant food. Entertainment on demand. Travel across continents in hours. It’s extraordinary.

And yet, instead of gratitude, it has created restlessness. A gnawing hunger for more. More experiences. More likes. More status. Paradoxically, abundance has become a source of unhappiness.

Do we really think people in poorer countries are less happy? Not necessarily. In fact, studies consistently show that many African nations report higher happiness than wealthier Western ones.

This should shock …

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